Tool
Morocco property purchase cost calculator
Enter the price, the type of property and how you are paying. The tool applies the rates held in the registry and shows you where each one comes from.
Estimate, item by item
| Item | Amount | Level of proof |
|---|---|---|
| Registration duty | . | Converging independent sources |
| Untraceable payment surcharge | . | Official text read directly |
| Land registry fees | . | Sources disagree, range shown |
| Calculable subtotal | . | Not included in this total: Notary fee schedule, Estate agency fees |
Indicative estimate. It does not replace your notary quote, which is the only one based on your actual file. Notary and agency fees are excluded, for the reasons set out below.
Rates applied and sources
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Registration duty, built residential premises : 4 %
Art. 133 du CGI, repris par Deloitte Avocats et Medias24 · Converging independent sources · verified on 2026-07-25
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Registration duty, bare land or land to be cleared : 5 %
Art. 133 du CGI · Converging independent sources · verified on 2026-07-25
-
Additional registration duty, untraceable payment : 2 %
Bulletin Officiel n° 7465 bis (16-12-2025), art. 133-III du CGI · Official text read directly · verified on 2026-07-25
Applies to deeds drawn up from 1 July 2026. Where only part of the price is paid in cash, the text states the additional duty falls on that part only.
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Price threshold triggering the additional duty : 300,000 MAD
Bulletin Officiel n° 7465 bis (16-12-2025), art. 133-III du CGI · Official text read directly · verified on 2026-07-25
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Land registry duty on recording the sale : 1.5 %
Décret n° 2-16-375, tarif des droits de la conservation foncière (ANCFCC) · Official text read directly · verified on 2026-07-25
Ad valorem duty from chapter II of the schedule, the one that applies when a sale is recorded on a land title. The 1% quoted elsewhere is the chapter I rate for a first registration application, which concerns a property that is not titled yet.
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Fixed land registry fee, per property : 100 MAD
Décret n° 2-16-375, tarif des droits de la conservation foncière (ANCFCC) · Official text read directly · verified on 2026-07-25
Added to the ad valorem duty, once per property recorded.
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Minimum land registry charge : 500 MAD
Décret n° 2-16-375, tarif des droits de la conservation foncière (ANCFCC) · Official text read directly · verified on 2026-07-25
Floor on the land registry total, it only bites on very small amounts.
What this calculator leaves out, and why
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Notary fee schedule
A sliding scale circulates on many sites, always attributed to the same decree, but we could not read that official text. So we do not put a number on it. Ask your notary for a written quote before signing.
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Estate agency fees
No legal text sets them and we found no reliable figure. This is a negotiation point, not a tariff. Get it written into the mandate.
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Transferring rental income abroad
The Office des Changes pages we read cover the transfer of sale proceeds, not the regime for rent collected year after year. We do not fill that gap. Ask your bank and the Office des Changes.
Frequently asked questions
Does this calculator give the exact amount of my purchase costs? +
No, and no calculator can. It gives the exact amount of what an official schedule actually sets: registration duty, the July 2026 surcharge and the land registry fee. It leaves out the notary fee, whose official scale we could not read, and agency fees, which are negotiated. A partial total where every line carries its source beats a complete total that is half guesswork.
When does the untraceable payment surcharge apply? +
For deeds drawn up from 1 July 2026, on sales above 300,000 MAD, in two cases: the deed does not state the payment terms and references, or the price was not settled by a method set out in the tax code. The rate is 2 %, and where only part of the price is paid in cash it falls on that part only.
Why is the notary fee missing from the total? +
A sliding scale circulates on many sites, always attributed to the same decree, but we could not read that official text. So we do not put a number on it. Ask your notary for a written quote before signing.
Planning a purchase in Marrakech?
We manage riads and apartments directly in Marrakech, we are not an estate agency. If you want to know a neighbourhood before buying into it, write to us.
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